K-Finance Limited is a microfinance institution based in Tanzania, founded in 2008 to provide financial solutions to individuals and small and medium-sized enterprises (SMEs). The company operates in Dar es Salaam and Dodoma, serving the “middle missing link”—people and businesses who struggle to access financial services from traditional banking institutions. The institution aims to help expand Tanzania’s middle class by providing crucial financial and business training services to underserved market segments.

Services

The company’s services are built on a blended approach of micro-lending and training.

• Credit Lending: K-FINANCE offers a variety of loan products tailored to the needs of its customers, including loans for businesses and salaried employees.
• Insurance Brokering: Through a subsidiary, K-Finance Insurance Brokers, the company also provides both life and non-life insurance services to help clients mitigate risks.
• Training: K-FINANCE offers a unique training program called “Ignite Business Clinic” to its stakeholders, focusing on financial literacy and personal financial planning.

Operations

K-FINANCE is headquartered in Dar es Salaam and has a branch in Dodoma. The company has been licensed by the Bank of Tanzania since 2021 and has been working to digitize its operations to become a paperless institution by 2025. It aims to be a financial services institution of choice in Tanzania by focusing on customer needs, integrity, and efficiency.

Senior Credit Relationship Officer – Dar es salaam

Educational background:

• Bachelor’s degree in Business Administration, Finance, Economics, or a related field.

Professional Experience:

• 3+ years in Financial services or Banking with a focus on credit analysis, loan underwriting, Sales and Marketing, or Risk Management.
• Proven track record in managing a credit portfolio and making sound lending decisions.

Technical & Analytical skills:

• Strong ability to interpret financial statements, perform cash flow analysis, and evaluate creditworthiness.
• Familiarity with regulatory compliance and up-to-date knowledge of market trends and institutional products and services.

Soft skills:

• Excellent Communication and negotiation skills.
• High attention to detail, integrity, and organizational ability.
• Ability to work in a team setting.